FHA Financing Has Never Been Easier.
Less Rules, Better Rates, More Approvals.
What is an FHA Loan?
An FHA loan is a loan insured against default by the FHA. In other words, the FHA guarantees that a lender won’t have to write off a loan if the borrower defaults – the FHA will pay. Because of this guarantee, lenders are willing to make large mortgage loans.
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FHA Loans offer many advantages. An FHA home loan is a government-subsidized loan that is not only popular with first time homebuyers, but with buyers who have already purchased a home before. FHA refinances are also very popular among home-owners who were initially placed in a high interest rate subprime loan. Subprime loans were initially created for home buyers with below than average credit scores. FHA home loans and refinances are not credit score driven and because of this, it is very attractive for people with not so perfect credit.
We provide a variety of information if you are considering a refinance of your current loan.Danny at Mid America Mortgage, Inc. helped me and my wife buy a home for our family here in El Paso. We didn't know how everything worked, but he made everything really easy for us and got us a really good rate and low fixed payment. Thank you, Danny...we really appreciate everything you did for us.
Roberto S.
El Paso, TX
What Are You Waiting For?
Discover why over 96.7% of El Paso is FHA financed.